19 Truths About People With Student Loans

1. You fear the words “Sallie” and “Mae.”

"Sallie" and "Mae" are the two scariest words in the English language.

2. People love to joke about the never ending torture of student debt.

Older people love to make light of your horrifying debt.

3. Signing a promissory note immediately feels like the worst choice you’ve ever made.

The moment you sign a promissory note amazingly feels like the worst choice you make in college.

4. Graduation day just means you only have 6 months to find a job.

To you, it isn't "graduation day," it's "T-minus 6 months until I have to be employed."

5. “…if it weren’t for my student loans.” ends most of your sentences about possible purchases.

You end a lot of sentences about things you'd like to buy with "...if it weren't for my student loans."

6. Looking at your online loan account is more depressing than your last break-up.

Looking at your online loan account is so depressing that it makes you want to put on sad break-up music.

7. There doesn’t seem to be any realistic way to get out of debt.

None of the ways to get your loans forgiven are super realistic.

8. You panic about finances every time your payment is due.

19 Things People With Student Loans Know To Be True

9. Paying interest feels more painful than setting your money on fire.

19 Things People With Student Loans Know To Be True

10. The choice between a forbearance and a deferment always feels like a trick question.

19 Things People With Student Loans Know To Be True

11. The paranoia from being behind on your payments is constant.

Being behind on your payments means constant, unending paranoia.

12. Upromise is seems like no help at all because they only offer you pennies.

Upromise may look like a college savings/loans repayment program, but it's more like a fly that won't leave you alone because it keeps trying to give you pennies.

13. Being constantly broke makes every milestone in life take 10 years longer than it should.

Because you're constantly broke, every milestone you want to reach in life takes 10 years longer to actually get to.

14. When you’re way behind on your payments, you become terrified of calls from 800 numbers.

19 Things People With Student Loans Know To Be True

15. You may consider leaving the country at some point.

It's not weird to have at least one serious conversation where you consider leaving the country.

16. There’s never a good time to tell your new SO about the enormous amount of debt you’re in.

19 Things People With Student Loans Know To Be True

17. You fear checking the mail because you never know what kind of loan related complication is going to turn up.

 

18. Art least you know what terrible things are going to happen to you in the future because of your debt.

In some ways, you aren't scared of the future, because you know exactly what terrible things are going to happen to you.

19. But hey, we’re all in this together!

19 Things People With Student Loans Know To Be True

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